You need more money and wonder where to get it.
1. The first thought
You don’t have relatives to borrow from and you don’t want or can’t wait to save yourself. Therefore, you decide to take a cash (consumer) loan.
2. Comparison of loans
Do a market research to find out how much you pay for each loan. Compare loans by APR – it’s better than comparing by interest. The APRC also includes fees in addition to interest. Remember to always compare loans for the same amount and with the same repayment period.
3. Reading credit terms
Read the terms and conditions of the loan. You can find out what services the company offers and what awaits you if you are late in paying. In addition to the APRC, this information is another important criterion by which you should decide.
4. Loan application
You choose a company and apply for a loan. If you decide for us, ask by phone or via the Internet. You tell us your basic details and if you seem to meet the requirements, the operator will pre-authorize the loan.
5. Final approval
For each client we will be responsible to check if it is able to repay. When your application is finally approved, we will send you a contract for signing by courier or post. The document clearly states how much you will pay for the loan and what the monthly installments are. If you agree with everything, sign and send the contract.
6. Payment of money
We’ll get your documents back and we’ll transfer your money to your account the next business day or send you a postal order. It is up to you what method you choose.
Submit the first installment the following month . We need to have it in our account by the due date. So please send money a few days early.
8. Repayment of the loan
You have submitted your last installment. We send you a confirmation by post that you have paid off the loan. In addition, you can send an extraordinary installment or repay the entire loan at any time . We don’t charge you for this, but we need you to let us know in advance about the planned action.